ScaleKit

0% Business Credit · Zero Equity

For established business owners and investors with over a 700+ credit score.

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See how much your business can get approved for

Takes under 2 minutes. Get matched across 200+ lenders.

Click to apply and see your funding number

Your business is already working. You have the LLC, the revenue, the credit, and you just haven't tapped outside capital yet. ScaleKit gets you matched across 200+ lenders by our direct AI funding system so you access your highest offer, up to $250K in 0% business credit.

No bank runaround. No pitch decks to VCs. No equity given up, ever. Most clients go from application to funded capital in 60 to 90 days, ready to deploy into inventory, a second location, an acquisition, hiring, or a deal already on your desk.

This is a smart, obvious next move for a business that's already built, not a rescue package for one that isn't.

Click to see how much you get funded for

The Equity Problem

Equity is the most expensive money you'll ever take

Squatty Potty took $350,000 for 10% equity on Shark Tank. That 10% is now worth more than $16 million, and growing every year the business grows.

The same $350K in 0% business credit. Paid off. Ownership kept. Every dollar of future upside stays in your pocket.

That's the trade our clients refuse to make. You've already done the hard part of building the business. Giving away a piece of it to fund the next chapter isn't ambition. It's the most expensive shortcut in business.

The Difference

Why established owners choose ScaleKit

Keep 100% ownership

Zero equity given up, ever. Every dollar of future upside stays yours.

AI matched across 200+ lenders

One application, matched to your highest offer, not one bank's yes or no.

60 to 90 days to funded

Skip the traditional bank runaround. Move at the speed your business actually needs.

Built for real businesses

For owners with 2+ years in business, 680+ credit, and consistent revenue, not startups.

How It Works

Three steps to funded

One application. 200+ lenders. Your highest offer.

We get your business underwriting ready

Before we send you to lenders, we position your business and personal credit profile so you present as the strongest possible file.

Underwriting review
We audit your file the way lenders will, and fix what would cost you approvals.
Credit positioning
Strengthen the profile so the 200+ lenders in our network compete for your business.
Direct guidance
A dedicated funding manager, not a call center, walking you through every decision.

Apply once and our AI matches you across 200+ lenders

One application feeds our direct AI funding system, which scans 200+ lenders and surfaces the highest 0% offers your file qualifies for.

One application, many offers
Skip the one bank at a time slog. See where you get approved fastest and highest.
AI matched to your profile
The system knows which lenders reward your specific business type, revenue, and credit.
Stacked strategically
We combine offers to maximize total capital without hurting your profile.

III

Capital lands in 60 to 90 days and you deploy it

Funded capital hits, ready to deploy into the specific move you have planned, whether inventory, hiring, a second location, an acquisition, or a deal.

Up to $250K in 0% credit
Deploy into the highest ROI move on your desk without touching operating cash.
Zero equity given up
Every dollar of upside from what you build with this capital stays yours.
Room to grow
As your business grows, we help you scale into additional rounds when it's time.